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This really happened:  The other day I went to a medical laboratory for a blood draw.  As I sat down, I jokingly told the phlebotomist, "I need to warn you.  I'm a screamer."  She immediately quipped back, "That's okay, I'm a muzzler."  Oh, to...

On May 10, 1940, the Germans invaded France.  By June 21st - just six weeks later - France had surrendered.  It kind of reminds of the old joke about how Euro Disney in Paris had to discontinue their nightly fireworks displays.  The local army garrison...

Suppose you're a 65-year-old dictator of a world class military power.  You date a different beauty three nights a week, and that's all your old body can handle.  Your romantic drive just ain't what it used to be.  (Hang in there.  I have an...

The image above places the disputed Spratly Islands, a location rich in oil and other raw materials.   There is a famous song from the protest days of the 1960's entitled, Eve of Destruction.  The chorus goes: But you tell me over and over and over...

We have all heard the old saying, "The harder I work, the luckier I get."  This is especially true during tax time in the commercial loan business, from mid-March to late April.  Commercial loan demand is almost non-existent.  Here is a reminder why. If you blast out...

The picture above is an old-time bathtub still used to make gin during Prohibition.  My son recently asked me to write a blog article on how a hard money lender goes about securing a first lien on a liquor license when making a commercial loan on a restaurant or...